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Improving medical students

Archive for the ‘Finance’ Category

Eating Out on the Cheap

Posted by medliorator on January 31, 2009

Ueatcheap.com

Find places to eat for $10 or less

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Top 10 Cities for Annual Physician Pay

Posted by medliorator on January 9, 2009

Family and general practitioners

  1. Syracuse, N.Y., $198,350
  2. Cape Coral-Fort Myers, Fla., $195,810
  3. Wichita, Kans., $194,580
  4. Milwaukee, $193,840
  5. Greensboro, $187,590
  6. Tulsa, $187,030
  7. Jackson, Miss., $186,820
  8. San Jose, $185,250
  9. Columbus, $185,150
  10. Kansas City, $184,840

Lowest: St. Louis, $120,360

Surgeons

  1. Albuquerque, $212,850
  2. Atlanta, $211,050
  3. Springfield, Mass., $209,020
  4. Des Moines, Iowa, $208,570
  5. Buffalo, $206,680
  6. Boston, $206,390
  7. Toledo, Ohio, $206,110
  8. Jackson, Miss., $204,370
  9. Indianapolis, $203,070
  10. Albany, $202,850

Lowest: Miami-Fort Lauderdale, $131,330

Salaries in 24 high-paying occupations [bizjournals]

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Food Stamp Eligibility for Students

Posted by medliorator on November 24, 2008

Most able-bodied students ages 18 through 49 who are enrolled in college or other institutions of higher education at least half time are not eligible for SNAP benefits. However, students may be able to get SNAP benefits if otherwise eligible and they:

  • Get public assistance benefits under a Title IV-A program;

  • Take part in a State or federally financed work study program;

  • Work at least 20 hours a week;

  • Are taking care of a dependent household member under the age of 6;

  • Are taking care of a dependent household member over the age of 5 but under 12 and do not have adequate child care to enable them to attend school and work a minimum of 20 hours, or to take part in a State or federally financed work study program

Supplemental Nutrition Assistance Program

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Extreme Food Frugality

Posted by medliorator on September 11, 2008

  • Do NOT pick frozen dinners just because they are cheap. They will end up costing more than if you just made the dinner yourself and froze the leftovers for lunch.
  • whenever pasta and pasta sauce goes on sale, stock up
  • whenever ground meat …goes on sale buy a lot …split the packages into ~1/2 lbs packs and freeze
  • Powdered milk. I don’t like to drink it on its own, but as far as baking, cooking, or making instant pudding it’s delicious.
  • beans are an excellent food source. A large bag of Fifteen Bean Soup (I’m talking serving size of approx. 14 here) is around $2 at Grocery Store here. And it comes with everything you need to make said soup. That works out to be about 15 cents a serving!
  • Sam’s Club (or any whole-sale club) usually has a discount liquor store– with cut-rate beer and wine. Make friends with your local, independent liquor store clerk. They’ll point you towards good deals and cheap, but tasty wine

Amanda’s Guide to Extreme Frugality: Food Edition [A Lady Scientist]

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How to Ask for Money

Posted by medliorator on September 3, 2008

Promise Enclosure – Many schools have switched to doing their meal plans in the form of dollars, rather than number of meals. If you attend one of these schools, you can give your parents the guarantee that their money supplement won’t go toward booze, drugs or movie tickets. Such a promise pulls at the heart strings of parents; they just can’t say no.

write a formal email, follow up with a thank-you and use specific examples of how the money is going to help you in the long- and short-run.

How to Ask Your Parents for Money [Hack College]

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Amazon’s Ink & Toner Finder – Cheap Printer Cartridges

Posted by medliorator on September 2, 2008

Save yourself an extra errand.  Look to Amazon for your next printer toner refill.

The Ink & Toner Finder is an easy way to find cheap printer cartridges

via Lifehacker

Posted in Finance, Tools | 1 Comment »

How to Cut the Costs of Printing

Posted by medliorator on August 4, 2008

Use Print Preview and Shrink to Fit
How many times have you printed off what you thought was a single page document and ended up with an almost empty page at the end? If you always blindly click the print button without previewing first, you’re going to end up wasting a ton of ink and paper when your document ends on a single line, or ends up being unreadable. By using Print Preview you can avoid this from happening and print exactly what you want, at the expense of a couple of seconds of your time.

Microsoft Word also has an option called “Shrink One Page” which will attempt to shrink the document by one page by reducing the size and spacing of the text.

Print to PDF Instead of Paper
Instead of printing documents to paper, you can print them to environmentally friendly PDF files that can easily be emailed around. There’s quite a number of options you can choose from: doPDF, PDFCreator, or CutePDF for Windows users, CUPS-PDF for Linux, and even though Mac OS X users have “Save as PDF” baked right in, you can set up CUPS-PDF as a printer that doubles as a PDF converter.

Smart and Easy Ways to Reduce Printing Costs [LifeHacker]

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Earn Money Teaching Online: Revoluminary

Posted by medliorator on July 29, 2008

Revoluminary

At Revoluminary our mission is to help people share knowledge and ideas about anything, from anywhere, at anytime.

How Revoluminary Works: Revoluminary helps connect instructors and students by providing a directory of available classes, easy scheduling and payment collection, clear instructor ratings, and an easy to use online classroom with interactive video.  Revoluminary members can sign up for classes they want at a time that is convenient, as well as creating their own classes and setting their own prices and hours of availability.

How Revoluminary Pays: Revoluminary charges students using secure google checkout system to collect the instructors fees and the Revoluminary network fee (a small fee to cover the cost of overhead, bandwidth and credit card fees). Every two weeks, Revoluminary sends the fees collected by each instructor to their paypal account.

A few topic suggestions from Gearfire:

Languages. teach English to someone in a foreign country.
The Last Class You Took.  You probably remember the details of the class better than an expert in the field.  …Tutor the class you took last semester to a younger student and you will not only earn some money, but also retain the material better in the long-term.
School Admissions.  Help a younger student figure out how to do what you just went through.
Travel Advice.  Traveled to Europe with your family?  Studied abroad in Australia?  Stayed in a hostel in South America?  Tell someone all about it!  Think about all the research you did before your trip and how much easier it would have been to have someone just tell you where to go, what to see and what to watch out for.  One-on-one travel advice goes beyond anything you can get online; it is the most personal, unbiased and fun way to get ready for a big trip!
Your Hometown.  Whether it’s the cheapest gas stations, the local school rivalries or the crazy cat lady living down the street, you know your hometown like the back of your hand.  Now consider all the people out there that will move to or visit your home town in the near future.  Why not give them the inside scoop

Make Extra Cash on the Side from your Academic Efforts with Online Tutoring [Gearfire]

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Understanding your Credit Card

Posted by medliorator on July 18, 2008

2) The Maximum Liability For Unauthorized Use Of A Credit Card* Is $50 According To Federal Law
The Fair Credit Billing Act protects you from suffering damages due to unauthorized use of your credit card. If you report a lost or stolen card before anyone uses it, you are not responsible for any charges. If you do not report it before an unauthorized use you are liable for a maximum of $50.

(*Credit cards only. Debit cards and ATM cards are covered under the Electronic Fund Transfer Act, and your liability depends on how quickly you report the loss. Unlike credit cards, debit and ATM cards can have unlimited liability in certain circumstances.)

4) Merchants Cannot Require A Minimum Transaction Amount
It’s a violation of the credit card company’s merchant agreement to refuse a transaction because it is below the “minumum.”

6) Many Credit Cards Have Programs That Will Automatically Double The Manufacturer’s Warranty And Other Excellent Benefits
Your card may come with extended warranty protection, 90 day accidental damage protection that includes vandalism, rental car insurance, road side assistance, baggage insurance, and return protection. You should be aware of what benefits your credit or debit card offers so that you remember to use them when you need them.

10 Things You Might Not Know About Your Credit Card [Consumerist]

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How to Defer Federal Student Loans

Posted by medliorator on June 26, 2008

step-by-step manual on how to apply for economic hardship deferment for your federal student loans from No Acute Distress (Personal finance issues for loan-burdened medical students):

The following assumes that you have federal student loan debt and that you are interested in having payments and/or interest accrual deferred for at least one and perhaps two years after med school graduation. Your interest accrual will only be deferred for loans such as subsidized Stafford and Perkins loans. Interest will continue to accrue on unsubsidized Stafford loans.

  • You can only submit to any particular lender 30 days prior to the day your loan goes into repayment.
  • Economic Hardship Deferment How-To [No Acute Distress]

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