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Archive for February 16th, 2009

Most Common Bank Fees

Posted by medliorator on February 16, 2009

Here’s a list of the three most common bank fees and how you can easily avoid them.

Overdraft fees: …charged when you make a financial commitment (a check or debit card charge) you can’t fulfill …the fees get larger each time …they’re the result of carelessness, you need to keep close tabs on how much is in your account. At the back of your checkbook there should be a “check register,” …By keeping an up to date check register, including debit transactions, you can practically prevent these fees from happening.

ATM fees: Whenever you use an ATM that isn’t affiliate with your bank, you will get charged ATM fees. First, the ATM owner will charge you a fee. Then, your bank may charge you a fee. S

Minimum balance fees: If you fail… to have a daily balance above this minimum, they’ll hit you with an “administrative” or minimum balance fee …avoid all accounts with this requirement. There are plenty of banks that offer free checking without a minimum balance requirement

Battle Bank Fees [Consumerist]

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