Medliorate

Improving medical students

Archive for July 18th, 2008

Build Better Habits with HassleMe

Posted by medliorator on July 18, 2008

Because sometimes in life, you just need to be nagged

Not eating enough fruit? Forgot to feed the fish again? Need a little help keeping your New Year’s resolutions? Tell us what to hassle you about, and we’ll nag you via email at semi-unpredictable intervals.

HassleMe

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Understanding your Credit Card

Posted by medliorator on July 18, 2008

2) The Maximum Liability For Unauthorized Use Of A Credit Card* Is $50 According To Federal Law
The Fair Credit Billing Act protects you from suffering damages due to unauthorized use of your credit card. If you report a lost or stolen card before anyone uses it, you are not responsible for any charges. If you do not report it before an unauthorized use you are liable for a maximum of $50.

(*Credit cards only. Debit cards and ATM cards are covered under the Electronic Fund Transfer Act, and your liability depends on how quickly you report the loss. Unlike credit cards, debit and ATM cards can have unlimited liability in certain circumstances.)

4) Merchants Cannot Require A Minimum Transaction Amount
It’s a violation of the credit card company’s merchant agreement to refuse a transaction because it is below the “minumum.”

6) Many Credit Cards Have Programs That Will Automatically Double The Manufacturer’s Warranty And Other Excellent Benefits
Your card may come with extended warranty protection, 90 day accidental damage protection that includes vandalism, rental car insurance, road side assistance, baggage insurance, and return protection. You should be aware of what benefits your credit or debit card offers so that you remember to use them when you need them.

10 Things You Might Not Know About Your Credit Card [Consumerist]

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